Financial Risk Officer

Financial Risk Officer

Compliance and Risk

Full-time

The Opportunity

As we continue our journey to make money management effortless for every business in Europe, Mollie is looking for a Financial Risk Officer to help improve and further expand our financial risk framework. As a growing fintech company expanding and accelerating its product offering, Mollie offers an exciting opportunity for a risk specialist to support smart, data-driven  decision-making while contributing to innovation and growth. Our dynamic way of working enables direct interaction with business domains, allowing you to play an integral role in delivering high-quality solutions to our customers. As a financial services provider, Mollie is exposed to a variety of financial risks related to our relationships with customers, financial counterparties, and group treasury management activities. 


In this role, you will support the Financial Risk Lead in scaling and strengthening second-line financial risk oversights. You’ll work closely with our first-line Credit Risk, Treasury, Data Analytics and Machine Learning Crafts to support a strong and forward-looking financial risk framework. 


You will be part of Mollie’s Risk Domain, which spans multiple risk areas. This role reports to the Financial Risk Lead and is based at our headquarters in Amsterdam.



What you'll be doing:

  • Challenge and monitor first-line adherence to Mollie’s Credit Risk Management Policy by performing independent second-line credit reviews;

  • Support the business by identifying emerging financial risks, conducting financial scenario analyses, and advising on risk-mitigating measures during product development initiatives;

  • Draft, review, and update financial risk-related policies and guidelines to reflect internal developments and regulatory changes;

  • Contribute to the review and validation of internal risk models used by the Credit or Treasury functions, ensuring methodological soundness and alignment with business objectives;

  • Monitor and enhance the execution of Mollie’s Risk Appetite Framework, collaborating with business domains to ensure risk appetite thresholds are regularly monitored and corrective actions are taken when needed;

  • Develop and maintain second-line financial risk dashboards and reports for senior management and governance committees;

  • Conduct regular risk assessments in partnership with business stakeholders and provide clear, actionable advice on risk mitigation strategies;

  • Promote risk awareness and foster a risk-conscious culture that enables commercial success while ensuring sound internal control and regulatory compliance.



What you’ll bring:

  • A completed academic degree, preferably in Risk Management, Economics, Applied Mathematics, or a comparable field.

  • 2-4 years of relevant experience in a regulated environment, ideally within second-line Risk Management in the banking or fintech sector.

  • Proven expertise in credit risk and treasury risk; experience in model validation is a strong advantage.

  • Excellent written and verbal communication skills, with the ability to clearly convey the impact and relevance of risk decisions to both internal and external stakeholders.

  • Strong interpersonal and advisory skills, with the confidence to challenge and support first-line stakeholders at different levels across the organisation.

  • A curious, analytical mindset with a keen eye for detail; your work is known for being thoughtful, precise, and well-reasoned.

Benefits

20 days working from abroad

Enjoy the flexibility to work from abroad for 20 days a year (excl high risk countries)

Wellbeing Budget

Enjoy €60 per month net towards taking care of yourself.

Lifestyle and Health Support

Reach out for coaching and support whenever you need it via OpenUp.

26 holiday days

Time to relax. Plus an extra 2 days off in between 27 and 31 December!

Commute options

Receive an NS Business Card and participate in our bike lease plan

Birthday off

It’s your special day! Why spend it at the office?

WFH Equipment Budget

One off budget of €400 for our new hires.

Hybrid working

With WFH & Internet allowance at €60 a month.

Discounted Lunch

Hot and cold meals plus snacks available each day for less than €4 and only pay when you use the service!

Health Insurance

Insure with ONVZ or receive €125 net towards your own insurance.

Annual Mollieverse event

All Mollies get together, connect and have fun.

20 days working from abroad

Enjoy the flexibility to work from abroad for 20 days a year (excl high risk countries)

Wellbeing Budget

Enjoy €60 per month net towards taking care of yourself.

Lifestyle and Health Support

Reach out for coaching and support whenever you need it via OpenUp.

26 holiday days

Time to relax. Plus an extra 2 days off in between 27 and 31 December!

Commute options

Receive an NS Business Card and participate in our bike lease plan

Birthday off

It’s your special day! Why spend it at the office?

WFH Equipment Budget

One off budget of €400 for our new hires.

Hybrid working

With WFH & Internet allowance at €60 a month.

Discounted Lunch

Hot and cold meals plus snacks available each day for less than €4 and only pay when you use the service!

Health Insurance

Insure with ONVZ or receive €125 net towards your own insurance.

Annual Mollieverse event

All Mollies get together, connect and have fun.

How we hire

Step 1

Apply

Our Talent Acquisition team and hiring manager will review your application, and respond within 2 weeks.

Step 2

Screening call

If you seem like a Mollie-in-the-making, we’ll invite you to a screening call so we can learn more about each other.

Step 3

Are you the one?

You'll have two or more interviews. And if it's a highly technical role, we'll also assess the specific skills you'll need.